| singular | plural |
| Infinitive | | |
| borrow | |
| present simple | | |
| 1 | I borrow | we borrow |
| 2 | you borrow | you borrow |
| 3 | he/she/it borrows | they borrow |
| past simple | | |
| 1 | I borrowed | we borrowed |
| 2 | you borrowed | you borrowed |
| 3 | he/she/it borrowed | they borrowed |
| future simple | | |
| 1 | I will/shall borrow | we will/shall borrow |
| 2 | you will/shall borrow | you will/shall borrow |
| 3 | he/she/it will/shall borrow | they will/shall borrow |
| conditional simple | | |
| 1 | I would borrow | we would borrow |
| 2 | you would borrow | you would borrow |
| 3 | he/she/it would borrow | they would borrow |
| present continuous | | |
| 1 | I am borrowing | we are borrowing |
| 2 | you are borrowing | you are borrowing |
| 3 | he/she/it is borrowing | they are borrowing |
| past continuous | | |
| 1 | I was borrowing | we were borrowing |
| 2 | you were borrowing | you were borrowing |
| 3 | he/she/it was borrowing | they were borrowing |
| future continuous | | |
| 1 | I will be borrowing | we will be borrowing |
| 2 | you will be borrowing | you will be borrowing |
| 3 | he/she/it will be borrowing | they will be borrowing |
| conditional continuous | | |
| 1 | I would be borrowing | we would be borrowing |
| 2 | you would be borrowing | you would be borrowing |
| 3 | he/she/it would be borrowing | they would be borrowing |
| present perfect | | |
| 1 | I have borrowed | we have borrowed |
| 2 | you have borrowed | you have borrowed |
| 3 | he/she/it has borrowed | they have borrowed |
| past perfect | | |
| 1 | I had borrowed | we had borrowed |
| 2 | you had borrowed | you had borrowed |
| 3 | he/she/it had borrowed | they had borrowed |
| future perfect | | |
| 1 | I will have borrowed | we will have borrowed |
| 2 | you will have borrowed | you will have borrowed |
| 3 | he/she/it will have borrowed | they will have borrowed |
| conditional perfect | | |
| 1 | I would have borrowed | we would have borrowed |
| 2 | you would have borrowed | you would have borrowed |
| 3 | he/she/it would have borrowed | they would have borrowed |
