| 单数 | 复数 |
| 动词不定式 | | |
| lend | |
| present simple | | |
| 一般现在时 | | |
| 1 | I lend | we lend |
| 2 | you lend | you lend |
| 3 | he/she/it lends | they lend |
| past simple | | |
| lend的过去式 | | |
| 1 | I lent | we lent |
| 2 | you lent | you lent |
| 3 | he/she/it lent | they lent |
| future simple | | |
| 一般将来时 | | |
| 1 | I will/shall lend | we will/shall lend |
| 2 | you will/shall lend | you will/shall lend |
| 3 | he/she/it will/shall lend | they will/shall lend |
| conditional simple | | |
| 一般将来过去时 | | |
| 1 | I would lend | we would lend |
| 2 | you would lend | you would lend |
| 3 | he/she/it would lend | they would lend |
| present continuous | | |
| 现在进行时 | | |
| 1 | I am lending | we are lending |
| 2 | you are lending | you are lending |
| 3 | he/she/it is lending | they are lending |
| past continuous | | |
| 过去进行时 | | |
| 1 | I was lending | we were lending |
| 2 | you were lending | you were lending |
| 3 | he/she/it was lending | they were lending |
| future continuous | | |
| 将来进行时 | | |
| 1 | I will be lending | we will be lending |
| 2 | you will be lending | you will be lending |
| 3 | he/she/it will be lending | they will be lending |
| conditional continuous | | |
| 将来过去进行时 | | |
| 1 | I would be lending | we would be lending |
| 2 | you would be lending | you would be lending |
| 3 | he/she/it would be lending | they would be lending |
| present perfect | | |
| 现在完成时 | | |
| 1 | I have lent | we have lent |
| 2 | you have lent | you have lent |
| 3 | he/she/it has lent | they have lent |
| past perfect | | |
| 过去完成时 | | |
| 1 | I had lent | we had lent |
| 2 | you had lent | you had lent |
| 3 | he/she/it had lent | they had lent |
| future perfect | | |
| 将来完成时 | | |
| 1 | I will have lent | we will have lent |
| 2 | you will have lent | you will have lent |
| 3 | he/she/it will have lent | they will have lent |
| conditional perfect | | |
| 将来过去完成时 | | |
| 1 | I would have lent | we would have lent |
| 2 | you would have lent | you would have lent |
| 3 | he/she/it would have lent | they would have lent |